For Insurers
Strengthen underwriting with a clearer view of risk and resilience
Assess nature-related exposure, recognise resilience and evaluate interventions that could reduce insured risk.
The Commercial Opportunity
Clearer evidence for underwriting and risk pricing
Understand exposure
Identify nature-related risks across insured assets and portfolios.
Recognise resilience
Assess factors that could reduce vulnerability and strengthen performance.
Evaluate risk reduction
Identify interventions that could support better underwriting decisions.
The Outputs
What the insurer would receive
Exposure and concentration map
Map Nature Risk across assets and portfolios.
- Insured locations, assets and commodity context
- Water, soil, habitat and land-use drivers
- Vulnerability, shared dependencies and risk concentrations
- Evidence coverage, confidence and information gaps
Underwriting evidence pack
Bring together risk assessments, financial scenarios and supporting evidence.
- Supported risk pathways and business sensitivity
- Loss-related sensitivity and available loss evidence
- Baseline and resilience scenarios with their assumptions
- Pricing considerations and questions for further review
Product development brief
Explore opportunities for resilience-linked insurance products.
- Target client need and proposed insurance features
- Intervention logic and measurable monitoring objectives
- Data needed for actuarial and pricing tests
- Operational requirements and product-approval evidence
Pilot Workflow
From your business question to a financial assessment
Define
Agree the cohort and business question.
Compare
Review the baseline and investment scenario.
Evaluate
Assess financing needs and evidence gaps.
Work With Nature Signal™
Build a clearer underwriting and pricing proposition
Tell us about your use case. We can define what to assess, the data needed and the scenarios worth testing.